Legal Policy for Pulisync

1.2 Regulatory Compliance

1.2.1 Data Protection Laws

• General Data Protection Regulation (GDPR) (EU) – Protection of user data for European residents.
• California Consumer Privacy Act (CCPA) (USA) – Data privacy rights for California residents.
• Personal Data Protection Act (PDPA) (Singapore, Malaysia, Thailand) – Compliance with data security laws in Asia.
• Lei Geral de Proteção de Dados (LGPD) (Brazil) – Ensuring compliance with Brazil's data protection regulations.

1.2.2 Financial & Payment Security Regulations

• Payment Card Industry Data Security Standard (PCI DSS) – Secure payment transactions and fraud prevention.
• Anti-Money Laundering (AML) & Know Your Customer (KYC) Regulations – Compliance with international financial laws.

1.2.3 Consumer Protection Laws

• Federal Trade Commission Act (USA) – Protection against deceptive practices.
• E-Privacy Directive (EU) – Compliance with online tracking and cookie regulations.

2.1 User Rights

• Right to Access – Obtain a copy of your personal data stored by Pulisync.
• Right to Rectification – Request correction of incorrect or incomplete data.
• Right to Erasure (Right to Be Forgotten) – Request deletion of your personal data.
• Right to Object – Withdraw consent for marketing and data processing.
• Right to Data Portability – Transfer data to another service provider upon request.

2.2 User Responsibilities

Users must:

• Provide accurate personal and payment details.
• Use the platform lawfully and refrain from fraudulent activities.
• Protect account credentials from unauthorized access.
• Follow applicable laws and regulations when using Pulisync.

3.1 Ownership of Content

• Users can make payments for educational fees, school activities, and resource bookings.
• Payments are processed via third-party providers (Stripe, PayPal, Razorpay).
• Users must ensure sufficient funds for transactions.
• Transaction fees may apply based on payment method.

3.2 User-Generated Content

• Users retain ownership of their uploaded content (e.g., messages, documents).
• By uploading content to Pulisync, users grant a non-exclusive, royalty-free license for its use in platform operations.

3.3 Third-Party Intellectual Property

• Pulisync integrates with third-party services (Google, Stripe, PayPal). Users must adhere to the terms of these third parties.
• Any unauthorized use of third-party trademarks, software, or content is strictly prohibited.

4.1 General Disclaimer

• Uninterrupted or error-free service.
• Protection against unauthorized access, hacking, or cyber threats.
• Accuracy or reliability of third-party service integrations.

4.2 Financial Liability

• Pulisync is not responsible for bank fees, payment failures, or transaction disputes.
• Users must verify payment details before authorizing transactions.

4.3 Data Breach Disclaimer

In the event of a security breach, Pulisync will:

• Notify affected users within the legally required timeframe.
• Take necessary security measures to contain and prevent further issues.
• Work with regulatory authorities to investigate the breach.

5.1 Internal Resolution Process

5.2 Arbitration & Mediation

If a dispute cannot be resolved internally:

• Both parties agree to mediation or arbitration in Insert Jurisdiction.
• Legal proceedings will be conducted in English

5.3 Class Action Waiver

6.1 Grounds for Termination

Pulisync reserves the right to terminate or restrict user accounts under the following conditions:

• Violations of Terms of Service (fraud, abuse, illegal activity).
• Failure to comply with financial obligations (chargebacks, fraudulent payments).
• Engaging in unauthorized data scraping, hacking, or security breaches.

6.2 Appeal Process

7.1 Changes to This Policy

We may update this Legal Policy to reflect changes in regulations or business practices. Users will be notified via:

• Email notifications.
• Platform announcements.

7.2 Contact Information